Features Of Liberty General Bike Insurance

Bike insurance is an essential requirement for all bike owners in India. It not only provides financial protection in case of theft or damage to your bike but also covers third-party liability. Liberty General Bike Insurance is one of the most popular bike insurance policies in India. It offers a wide range of features and benefits that cater to the needs of bike owners. In this article, we will discuss the top features of Liberty General Bike Insurance.

What are the Features of Liberty General Bike Insurance?

Liberty General Bike Insurance offers a comprehensive policy that covers both own damage and third-party liability. Here are some of the top features of Liberty General Bike Insurance:

1. Third-Party Liability Cover

Liberty General Bike Insurance provides third-party liability cover, which is mandatory for all bike owners in India. This cover protects you from legal liability in case of damage to third-party property or injury to a third party. The policy also covers the legal expenses incurred during the settlement of claims.

2. Own Damage Cover

Liberty General Bike Insurance offers own damage cover, which protects your bike from damage due to natural calamities like floods, earthquakes, storms, and man-made disasters like theft, riots, strikes, etc. This cover also includes protection against accidental damage and fire.

3. Personal Accident Cover

Liberty General Bike Insurance provides personal accident cover for the owner/driver of the bike. This cover provides financial protection in case of accidental death or disability of the owner/driver of the bike.

4. No Claim Bonus

Liberty General Bike Insurance offers a no-claim bonus to policyholders who have not made any claims during the policy period. This bonus can be availed in the form of a discount on the premium payable for the next policy period.

5. Cashless Claim Settlement

Liberty General Bike Insurance offers cashless claim settlement at its network garages. This means that the policyholder can get their bike repaired at any of the network garages without having to pay any money upfront. The payment will be made directly to the garage by the insurance company.

6. 24/7 Customer Support

Liberty General Bike Insurance offers 24/7 customer support to its policyholders. The policyholder can contact the customer support team for any queries or assistance related to their policy.

7. Add-on Covers

Liberty General Bike Insurance offers a range of add-on covers that can be purchased along with the base policy to enhance coverage. Some of the popular add-on covers include zero depreciation cover, engine protection cover, pillion rider cover, etc.

FAQs

Q. What is the minimum age required to purchase Liberty General Bike Insurance?

A. The minimum age required to purchase Liberty General Bike Insurance is 18 years.

Q. Can I renew my Liberty General Bike Insurance policy online?

A. Yes, you can renew your Liberty General Bike Insurance policy online by visiting the official website of the insurance company.

Q. What is the maximum policy period offered by Liberty General Bike Insurance?

A. The maximum policy period offered by Liberty General Bike Insurance is 3 years.

Q. Can I transfer my Liberty General Bike Insurance policy to another person?

A. Yes, you can transfer your Liberty General Bike Insurance policy to another person by following the process prescribed by the insurance company.

Also Read - 10 Tips for Buying Bike Insurance Online