How To Buy Two Wheeler Insurance Online

Purchasing two-wheeler insurance is not just a legal requirement but also a way to ensure the safety and protection of your bike. With the advent of the internet, buying insurance has become easier than ever. You no longer have to visit the insurance company's office or wait in long queues. Today, you can purchase two-wheeler insurance online in just a few clicks.

If you're new to the online buying process, don't worry. This guide will take you through the benefits of buying two-wheeler insurance online, the steps involved in the process, and some frequently asked questions.

Steps to Buy Two Wheeler Insurance Online

Now that you know the benefits of buying two-wheeler insurance online, let's take a look at the steps involved in the process:

1. Research:

Start by researching different insurance companies and their policies. Compare features, benefits and prices to choose the best policy for you.

2. Get Quotes:

Once you have shortlisted a few policies, get quotes from the insurance companies. You can get quotes on the insurer's website or on online insurance portals.

3. Fill in Details:

Fill in the required details such as personal information, bike details, and coverage details.

4. Make Payment:

Pay the premium amount using your preferred mode of payment. Online insurers offer several payment options such as credit/debit cards, net banking, UPI, and mobile wallets.

5. Receive Policy Documents:

Once you have made the payment, you will receive the policy documents via email or post.

Benefits of Buying Two-Wheeler Insurance Online

There are several benefits to buying two-wheeler insurance online. Here are a few:

• Convenience: You can buy two-wheeler insurance online from the comfort of your home, office, or even on the go.

• Comparison: Online insurance portals allow you to compare different policies from different insurance companies. You can compare features, benefits, and prices to choose the best policy for you.

• Cost-Effective: Buying two-wheeler insurance online is often cheaper than purchasing it offline. Online insurers do not have the overheads of physical offices and agents, and these savings are passed on to the customers.

• Speed: The online buying process is faster than the traditional offline method. You can get quotes, purchase the policy and receive the policy documents instantly.

FAQs

1. Is it safe to buy two-wheeler insurance online?

Yes, it is safe to buy two-wheeler insurance online. However, make sure you purchase the policy from a trusted insurer and check for their IRDAI registration.

2. Do I need to submit any documents while buying two-wheeler insurance online?

No, you do not need to submit any physical documents while buying two-wheeler insurance online. You can upload the required documents online.

3. Can I renew my existing two-wheeler insurance policy online?

Yes, you can renew your existing two-wheeler insurance policy online. Just visit the insurer's website or online insurance portals and follow the steps to renew your policy.

4. What are the documents required to buy two-wheeler insurance online?

The documents required to buy two-wheeler insurance online are:

• Personal details such as name, age, address, and contact details
• Bike details such as make, model, year of manufacture, and registration number
• Previous policy details (if applicable)
• Documents such as driving license and bike registration certificate (RC)